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Rural housing

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Rural housing

Rural housing in the United Kingdom

The lack of affordable housing is one of the most critical issues facing rural communities in the UK.

Some of the consequences of this are:

  • People have to move away to find affordable housing which means that families are separated by distance and are less able support each other by providing childcare or to do shopping for elderly relatives
  • Local services such as schools and shops will become increasingly difficult to maintain without enough people using them
  • Rural enterprise is stifled as employers are unable to find workers who can afford to live locally

An integrated approach is key to sustain rural communities.

Rural housing in the United States

The lack of affordable housing in rural areas of the United States continues to be a critical issue and concern. Factors that can affect affordable rents and home ownership opportunities in Rural America include: lower income levels, urban sprawl pushing housing costs up, loss of high paying jobs and lack of access to credit.

Though the American Housing Survey (AHS) "Homeownership rates increased for virtually all racial and ethnic groups, income groups, regions, and rural and urban areas during the 1990s." However, according to the US Housing Market Conditions, 2nd quarter, 2007 report by the United States Department of Housing and Urban Development, "Housing affordability worsened as sales prices of existing homes increased and mortgage interest rates increased. Housing market performance was weak in the second quarter of 2007, with generally falling production levels and weak existing home sales. The exceptions are the increase in new home sales and the slight increase in housing starts. Inventories of new and existing homes available for sale continue at very high levels, with enough houses available to last nearly 8 months. The home ownership rate declined to 68.2 percent in the second quarter of 2007."

Programs that are addressing the needs of rural housing can be seen through the

The United States Department of Agriculture researches and compiles data sources for rural areas of the United States, through the Economic Research Service, as seen in their article, "One in Four Nonmetro Households are Housing Stressed,” where it indicates that, "Of the Nation’s 2,000-plus nonmetropolitan (nonmetro) counties, 302 are defined as housing stressed." It also states, "The principal component of housing stress is high housing expenses relative to income...” The United States Department of Agriculture, National Agricultural Library’s, Rural Information Center’s Housing page also provides additional resources for rural housing within the United States and works with rural communities and citizens to assist them in housing information needs.

Rural housing in India

In India, rural housing is provided through Indira Awaas Yojana, a welfare program of the Government of India. It was first implemented in 1985[1] and in the 2011 budget the program was funded in the amount of 89.96 billion (US$1.5 billion).[2]

See also

References

  1. ^ "GUIDELINES for INDIRA AWAAS YOJANA-Introduction". rural.nic.in. Retrieved 8 March 2011. 
  2. ^ Balchand, K. (28 February 2011). "Pranab shifts focus to Bharat Nirman". The Hindu. Retrieved 8 March 2011. 
  • US Housing Market Conditions, 2nd Quarter, 2007 report by the US Department of Housing and Urban Development, Office of Policy Development and Research.
  • One in Four Nonmetro Households are Housing Stressed. Amber Waves. November 2004. US Department of Agriculture, Economic Research Service.

External links

  • Council for Affordable and Rural Housing
  • Affordable Rural housing DEFRA
  • Housing Assistance Council
  • Rural Community Council of Essex
  • Rural housing resources
  • Rural Housing Trust
  • US Department of Agriculture Rural Housing Service
  • US Department of Housing and Urban Development
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